Versatile is the only real 100 percent commission brokerage in the industry because we don’t take a dollar from your closings. Every other “100 percent commission” or “flat fee” brokerage still takes some of your commission money by charging transaction fees, broker review fees, technology fees, E&O fees. All other brokerages find some some form of fine print way to take money out of the agent’s pocket. Versatile does not. We charge $500 per month. That is the entire model. No splits. No transaction fees. No junk fees. No E&O fees. No annual fees. No surprises. And no long term contracts. Just a true month to month, all inclusive platform where agents keep every dollar they earn.

Why merge is not a 100 percent commission brokerage, and why it matters for agents in 2026

Most agents think they know what a 100 percent commission brokerage is.
They think it means they keep everything.
They think it means low cost.
They think it means simple.

It is almost never simple.
And it is almost never as cheap as it looks.

The 100 percent commission model was the last big evolution in the industry.
But it is no longer the most agent‑friendly model.
Not even close.

Versatile is something different.
It is a Subscription Brokerage.
It is a new category of brokerage built on transparency and simplicity.
And it solves every problem agents have had with 100 percent commission and flat fee brokerages for the last 20 years.

Before we explain the subscription model, let’s go deeper into the differences.

What Agents Really Pay at 100 Percent Commission Brokerages

100 percent commission brokerages built their value around no splits.
It was revolutionary.
Agents left traditional split models because they were tired of sending 20 percent, 30 percent, or 50 percent back to their broker.

But 100 percent commission brokerages still needed to make money.
They didn’t do it through splits.
They did it through fees.

They created categories of fees that looked small on paper but add up in practice.

Here is what agents pay in many 100 percent commission environments:

• Transaction fees
• Broker review fees
• Office fees
• Franchise fees
• E&O fees
• Annual membership fees
• Technology fees
• Processing fees
• Monthly platform fees
• Per‑file compliance fees

The worst part is that every company calls the fees something different.
So agents can never compare apples to apples.
There is no transparency.
There is no predictability.

Two agents at the same company can end up paying wildly different amounts depending on how many deals they close.
That unpredictability hurts newer agents, returning agents, and anyone working in a shifting market.

You never actually know what you will owe until you close.
And that creates stress that does not need to exist anymore.

How Flat Fee Brokerages Compare

Flat fee brokerages try to simplify things.
But the way they simplify is still tied to transactions.

You will often see:

• $395 per transaction
• $495 per transaction
• $595 per transaction
• $1200 per transaction

Some call themselves “100 percent commission” even though they charge fees per deal.
Some include E&O.
Some hide E&O inside the transaction fee.
Some charge a separate E&O fee.
Some make you pay E&O up front every year.

There is no consistency.

Agents end up doing math every time they take a listing or write a contract.
It is not fun math.
It is not predictable.
It always changes.

Flat fee brokerages are better than high‑split brokerages.
But they are still not simple.
And they are definitely not transparent.

The Versatile Subscription Brokerage Model

Versatile eliminates all of this.

It is $500 per month.
It is month‑to‑month.
There is no contract.
There are no splits.
There are no transaction fees.
There are no broker fees.
There are no junk fees.
There are no surprise compliance fees.
There are no hidden “technology bundles.”
There are no E&O fees.

You pay $500.
You close deals.
You keep everything.
It never changes.

This is the first time agents can walk into a brokerage and understand their costs in one sentence.

$500 per month.
No fees.
No complications.
No surprises.

That clarity alone makes Versatile a completely different category in real estate.

Comparison Table

Versatile vs 100 Percent Commission Brokerages

Feature	Versatile	Typical 100 Percent Commission Brokerage
Monthly Cost	$500	$500 to $500+
Splits	None	None
Transaction Fees	None	$500 to $1200+ per deal
E&O Fees	Included	Usually separate or embedded
Broker Review Fees	None	$25 to $150 per file
Annual Fees	None	$150 to $1,000+
Contract Required	No	Usually yes
Cost Predictability	Perfect	Low
True Cost Per Year	$1,200	$3,000 to $12,000+

Comparison Table

Versatile vs Flat Fee Brokerages

Feature	Versatile	Flat Fee Brokerage
Cost Structure	$500 per month	$395 to $1,200 per transaction
Splits	None	None
E&O Fees	Included	Often separate
Monthly Fees	$500	Usually $0 to $200
Cost When You Close No Deals	$500 per month	Often $0, but E&O may still apply
Cost When You Close 10 Deals	$1,200	$4,000 to $12,000
Cancel Anytime	Yes	Rarely

Why This Model Changes the Industry

Agents today want simplicity.
They want clarity.
They want speed.
They want freedom.
They want a brokerage that aligns with the way modern businesses operate.

Subscription models have taken over almost every other industry.
Think software.
Think entertainment.
Think services.
Think coaching.
Think technology platforms.

Consumers pay for value.
Not contracts.
Not unpredictable fees.
Not complicated math.

Versatile brings that philosophy into real estate brokerage for the first time.
Agents can run their business like a business.
Fixed costs.
Zero penalty for growth.
Zero penalty for experimentation.
Zero penalty for slower seasons.

When cost is predictable, a business becomes easier to scale.
And when someone builds the first brokerage that truly aligns with how agents want to work today, the industry shifts.

Versatile is the shift.